Windsor and Essex County, Ontario

Money and insurance,explained like a neighbour would.

A family of three at a kitchen table going through papers together in daylight

Why a conversation

Insurance is easier to understand when someone explains it plainly.

I am David Itulua, a licensed life and accident and sickness insurance agent (FSRA Agent's Licence No. 26252671, sponsor: iVari, MGA: Gateway Financial). You will hear that first, because you should always know who you are talking to.

Our free 20-minute conversation is about learning, not buying. Ask anything. Leave with a clearer picture.

Who I help

Four groups. One honest approach.

01
New to Canada
What OHIP covers, what it does not, and how to start protecting your family.
02
Nurses
Coverage that works around shift work and what your group benefits may leave open.
03
Personal support workers
Straight answers on protecting your income and your family on a PSW wage.
04
Family caregivers
Looking after someone else and still protecting yourself.

The basics, in order.

Every conversation is built around your questions. These are the topics people ask about most.

01
What OHIP covers
And where public coverage stops, so there are no surprises.
02
Life insurance basics
What it is, who it protects and what the main types mean.
03
Income protection
What happens to your household if you cannot work for a while.
04
Checking an advisor is licensed
How to confirm that anyone who offers you advice is properly licensed.