Family caregivers
Looking after someone else? You deserve a plan that includes you.
Caring for a parent or relative can mean fewer hours at work or time away from your job. Your own protection matters too.

Protecting your own income
When you reduce your hours to provide care, your income can fall. Disability insurance and an emergency fund can help you cover the gap. Ask what protection you already have through work.

Your health, and the years ahead
Critical illness insurance can pay a lump sum if you are diagnosed with a covered illness. Which illnesses are covered, and when a payment is made, depends on the policy. Read the wording before you rely on it.
Start the conversation
Talk through who depends on you, what you already have, and what you would need if your situation changed.
