About David
Education first. Trust before anything else.

Who you are talking to
David Itulua is a licensed life and accident and sickness insurance agent serving Windsor and Essex County in Ontario. Agent's Licence No. 26252671 (David Ewanewolo Itulua). Licence class: Life Insurance and A&S (Accident and Sickness) Insurance Agent, sponsor required. Authorized to act as a life insurance agent with iVari until September 22, 2028. Issued September 23, 2026 by the Financial Services Regulatory Authority of Ontario (FSRA). Sponsor: iVari. MGA: Gateway Financial.
Dave Ewane Financial Services offers life and accident and sickness insurance guidance. The work starts with explaining things clearly: how coverage works in Canada, what is available to you and how to check that anyone offering advice is licensed.
That is why the first offer is a free 20-minute conversation rather than a sales pitch. A conversation goes both ways. You ask, David listens and explains.
Qualifications and experience
Where each one comes from is shown, so nothing is mistaken for a licence it is not.
From Nigeria
- A first degree and a Postgraduate Diploma in Accounting
- An MBA in Financial Management
- Qualified as a Cost and Management Accountant (ACMA)
- Past experience: 20 years as Senior Manager, Retirement and Benefit Plans, at a pioneer pension firm
- Past experience: 5 years in stockbroking, as an analyst and investment manager
From Canada
- Diploma in Practical Nursing
- Phlebotomist
- Certified Personal Support Worker (PSW)
These are education and past experience. The Nigerian qualifications are not Canadian licences, and the nursing, phlebotomy and PSW credentials are not insurance credentials. They do not authorise investment advice in Canada. David's licence in Ontario is as a life and accident and sickness insurance agent (Licence No. 26252671). Sponsor: iVari. MGA: Gateway Financial.

Plain words
No jargon. If a term needs explaining, you will get the explanation.
Licensed and open about it
Your agent's licence is the first thing you should hear, and you can check it yourself.
No pressure
The conversation is free. You decide what happens next, or nothing at all.